In terms of who you sue, you don’t have any options. The one person who is liable and responsible is the owner of the dog and remember you are not suing an insurance company. For example, if your neighbor’s dog bites your child, the lawsuit is between you as the plaintiff against the owner of the dog.
The reason it works out that way is because insurance companies have a contract with the owner of the dog as part of Homeowners Insurance & it basically says if you should be sued because your dog bites someone, the insurance company will defend you. Your primary concern should be protecting your legal rights that you have in the situation.
If you are being sued in The State of Michigan remember to contact our attorneys at Goldman and Associates Law Firm today if you have questions regarding Being Sued in Michigan or any legal matter.